Career Opportunities
Statewide Mortgage is always looking for good people who fit our culture.
Will do the right thing, even when it's hard?
Do you have a "Yes" attitude?
Are you self motivated and need little to no micro-management?
Available Positions:
Loan Officer
Unlimited Earning Potential
Flexible Work Environment
Variety of Work
Job Demand
Loan Processor
Job Stability
Flexible Work Environment
Career Growth
Transferable Skills
Loan Assistant
Variety of Work
Career Growth
Flexible Work Environment
Transferabel Skills
Title Processing
Job Stability
Networking Opportunities
Career Progression
Job Demand
Insurance Sales
Flexible Work Environment
Variety of Work
Job Demand
Our Core Beliefs
Do the right thing, everytime, even when it's hard.
Loan Officers
What they do
The primary role of a loan officer involves guiding clients through the application process while communicating with all parties involved. LO’s must stay informed about current real estate market trends, interest rates, and lending practices. Lending is a hyper regulated industry and LO’s are required to stay compliant in all facets of operations. LO’s analyze factors such as credit score, debt-to-income ratio, employment history, and assets to gauge the client's risk profile. LO’s are well-versed in various mortgage products, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and more.
Requirements
Must be able to pass the NMLS Test and get your license (don't worry, we will help you through this process).
Must be able to comfortably make outbound phone calls.
Must be able to "ask for the sale"
Must be able to multitask
Must be able to do what you say you will do
A Day in the Life
A day in the life of a loan officer really depends on how many years in the business they have been and how many loans they have closed in their life.
Year 1 - you can expect to come into the office and learn the business. learn how to make the sale. learn every loan product available.
Year 2 - training wheels should be coming off now and you are out on your own setting up relationships with realtors or working online leads.
Year 3+ Most loan officers spend most of their time away from the office connecting with others. Being sales driven, you are your own boss.
Loan Processors
What they do
A loan processor is responsible for managing the administrative and logistical aspects of loan applications, working to ensure that all necessary documentation is collected, verified, and organized accurately. To excel as a processor you must have effective, clear communication and the ability to coordinate with varies parties involved in the loan process. Loan processors require excellent time management, the ability to multi-task and exceptional attention to detail. With all the previously mentioned skills, loan processors make sure a loan file moves through the approval process efficiently.
Requirements
Must have good time management
Must have the ability to multi-task
Must have exceptional attention to detail
Must be extremely organized
Must be a problem solver
A Day in the Life
A day in the life of a processor depends on how full thier pipeline is. With a full pipeline, loan processors spend much of thier time managing thier email box, following up on tasks, submitting organized and accurate paperwork, and populating the loan system with accurate data.
In times where a pipeline isn't full, they may spend thier day asking clients for referrals or client testimonials depending on the season.
Loan Officer Assistant:
What they do
A Loan Officer assistant provides administrative and operational support to loan officers in the lending process. Their responsibilities can vary based on the specific needs of the loan officer and the organization they work for. However, some common tasks an assistant would do would be: help clients through the application, following-up with clients, managing a loan officers pipeline, marketing and scheduling.
Requirements
Must be able to work in team enviornment
Must be comfortable speaking with clients and business partners
Must be a good communicator
Must be able to multi-task
A day in the Life
Loan officer assistants work extremely close to thier designated loan officer. An assistants role is ever changing based on the needs of the loan officer. Some days, you may be taking an application over the phone, and giving updates to realtors. Other days you may be organizing and building content for the LO's CRM system. Assistants are extremely flexible and have well rounded experience.
Title Processors
What they do
A Title Processor plays a critical role in validating the ownership and legality of a property's title, facilitating smooth real estate transactions and providing assurance to buyers and lenders that they are acquiring or financing a property with a clear title. Successful Title Processors have strong attention to detail, enjoy a fast paced work enviornment, and are generally interested in the legal field (altough not required).
Requirements
Must be able to work in fast paced enviornment
Must be able to make on the fly adjustments based on scheduling conflicts
Must be extremely organized
Must be able to communicate clearly and effectively via phone and email.
A Day in the Life
Moreover, they interact directly with buyers and sellers themselves. Just like a loan processor, a title processor must exhibit keen attention to detail when reviewing legal documents. However, a title processor deals with a comparatively lesser volume of paperwork and documentation. Thriving in a fast-paced environment, title processors experience fluctuations in their workload pace. While a loan processor's work remains steady throughout the loan process, a title processor's workload tends to fluctuate between rapid, slower, and then exceedingly fast-paced stages—especially when the file is ready to close, demanding heightened communication among all parties to facilitate the closing process.
Insurance Sales
What they do
The primary role of an insurance agent is to make sure clients have adequate insurance coverage for their home and car. Being an insurance agent involves guiding clients through the different insurance options and finding a plan that suits their needs best. Insurance Agents must stay on top of what risks carriers are willing and unwilling to take. It is up to the agent not to get the client a policy that the carrier is going to eventually cancel because it does not conform to their guidelines.
Requirements
Must be able to pass the insurance test for Property & Casualty (don’t worry, we will help you through this process).
Must be able to comfortably make outbound phone calls.
Must be able to "ask for the sale."
Must be able to multitask.
Must be able to do what you say you will do.
A Day in the Life
A day in the life of an insurance agent really depends on how many years in the business they have been and how many clients they have on the books. Starting out, an agent is working toward growing a client list by hitting the phones hard, meeting clients, prospecting, etc. The goal is to grow client list and less policy management and follow-up. Throughout time, an agent spends more time talking with clients and doing policy reviews and yearly calls asking for referrals, but less time "cold calling" or working website leads.
