We can help find the perfect refinance solution for you. There are many different benefits and reasons why it may be a good financial decision, and our loan officers are here to walk you through each option. Below you will find the steps that you can expect when you decide to work with us on your refinance. Our loan officers are here at any time to answer your questions – just give us a call today!


Refinance Path

Step One

Just Researching

I’m looking for more information before making a decision.

Step Two

Ready to Discuss My Options

I would like to talk with a loan officer to get more details.

Step Three

Ready to Refinance

I want to start the refinance process now!

Loan Process


This may seem familiar.

We will ask for similar information to what you provided when you first bought the home. After reviewing your credit, assets, and work history, we will determine if you can pay back your loan. 


Find out how much you can save!

We will order an appraisal to determine how much your home is worth. This helps us figure out what options you have for refinancing, so we can help you get your mortgage payment down or increase your cash back amount.

Processing & Underwriting

Now we can make your loan happen.

We will collect important documents such as bank statements, tax returns, and more. After our team verifies all of this information, we can move forward with completing your refinance.

Final Loan Approval

The three words you’ve been waiting for!

Once all documents are together and all conditions are cleared, a CLEAR TO CLOSE will be issued. We can move forward with funding your loan, and you are close to purchasing your new home.


This is the fun part.

You will receive your Closing Disclosure to review all of the details of your loan, and we will send everything to an attorney to prepare for closing. The good news is that a refinance closing is much faster than the closing for a home purchase. After you sign the necessary documents, your refinance is complete.

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