• Get your real and accurate credit score
  • Soft credit pull to protect your score

Ready to start the path towards being a homeowner?


Our Process:


Know Your Score

The best place to start is knowing more about your credit history and credit strength. Smarter people than us have said "Knowledge is Power". Our goal is to help get you more knowledge. At first, we will only pull a soft credit pull which doesn't affect your score.



Now that you have your real score, it’s time to apply for a home loan.  The pre-qualification says you are ready to purchase a home when the time or property is right.  No Pressure.


Get Prequalified

To receive a pre-qualification letter, we will need additional information from you such as paystubs and W2s.  At that time, we would need to pull a full credit report.



Once Pre-Qualified, it's time to start looking at properties to find the perfect home for your family.  We can match you up with local realtors that help you throughout the process.

Why your score matters

Generally, the higher your credit score, the more likely you are to be able to get pre-qualified for a home loan. With a higher score you will receive more favorable loan terms which translates to more money in your pocket.

Who we are

We are Statewide Mortgage. Our mission is to get you the home of your dreams at a rate more competitive than you will find at national banks or online retailers. We are a local lender giving you more options against big banks and nationally known mortgage companies. We like to say "If your mortgage company can afford super bowl commercials - you are probably paying too much".


What to Expect:


Create Account

Your personal information is important so you have to setup a secure portal.  This portal will allow you to access your real score, upload documents and print off a pre-qualification letter.  Our goal is to educate, approve and to be here when you are ready to purchase a new home.  There is no pressure or obligation.  We will help in any circumstance.


Get Your Score

Now you know your real score - the timing is up to you. If you want to spend some time and improve your score - do it. If you want to jump in and get pre-qualified - do it. We want to get you more knowledge first and when you're ready- we will be here to help you through the application process.


Shop with confidence

To receive a pre-qualification letter, we will need more information from you as well as pull a full 3 bureau credit report.

Ready to start the path towards being a homeowner?

Every client deserves the best

At Statewide Mortgage we believe we can get you the best loan to fit your needs. Big Banks carry much more overhead than we do and we believe they are able to spend so much more on ATMs, Tellers, Bankers by charging you higher rates. Not us. We do mortgages and it's that simple. National Online Mortgage companies spend millions of dollars on super bowl advertising and internal IT infrastructure. By outsourcing our IT services, we are able to offer the same secure / online experience as others but with a fraction of the cost. With keeping our costs lower - we are able to pass that savings onto you.



Am I applying for a loan?


Why should I start here?

Knowledge is power. The more you know, the more you save.

How long have you been doing this for?

Statewide Mortgage has been fighting against big bank interest rates for 20 years. We were founded in 2002 with the goal of helping more local families afford homeownership