All the Excitement Without the Stress
Buying your first home is exciting. However, many first time homebuyers may feel a bit overwhelmed. We understand how you are feeling and are here to help. At Statewide Mortgage we have found that choosing a knowledgable Loan Officer who understands your unique situation is the best place to start.
Do’s & Don’ts of the Home Buying Process
DO:
Get pre-qualified: Apply online or call a loan officer. This free consultation will help you set a “home buying budget”.
Choose a great realtor: From showing you houses within your budget to getting you to the closing table, the realtor makes all the difference.
Call your Loan Officer: If there are any questions, worries, or fears, call your loan officer. They will be present to help answer questions and put you at ease!
DON’T:
Take out any new debt: You need your credit to be as stable as possible while buying a house, right up to the day of closing.
Change jobs: Any job changes before closing will cause underwriting challenges. Most underwriters will want 30 days on the new job.
Pack too soon: Pack your clothes and dishes, but NOT your bank statements, tax returns, or other important paperwork.